TesorenTesoren vs Copilot
Copilot is built for budgeting. Tesoren tracks net worth across every asset and currency, with nothing to reconnect.
Updated
The short answer
Choose Copilot if your main goal is budgeting and you want polished automatic syncing. Choose Tesoren if you care most about net worth and investments across asset types and currencies, don't want to pay $13 a month, and are tired of connection problems.
Try TesorenTesoren vs Copilot at a glance
| Feature | Copilot | Tesoren |
|---|---|---|
| Price | $13/month | Free |
| Main focus | Budgeting and spending | Net worth across assets and currencies |
| Investment tracking | Basic | Net worth over time, allocation by asset type, monthly change, best and worst month, year-by-year totals, a chart per account |
| Bank connections | Automatic; users report frequent problems | None to break: you enter balances yourself, so there's nothing to reconnect |
| Budgeting | Yes, a core feature | Not included: Tesoren tracks net worth, not spending |
Strengths and weaknesses
Copilot $13/month
Strengths
- Clean design
- Strong budgeting focus
Weaknesses
- Basic investment features
- Expensive at $13/month
- Users report frequent connection problems
Tesoren Free
Strengths
- Every asset in any of 160+ currencies, consolidated into one total
- History by asset type, month and year, at past or current exchange rates
- No account limit and no bank connections to break
- Works on any phone or computer; imports Worth It and spreadsheets
Weaknesses
- You update balances yourself (no automatic bank sync)
- No budgeting or transaction tracking
- No native App Store app yet; it runs in the browser
Which one should you choose?
Choose Copilot if…
- Budgeting and spending categories are your priority
- You want transactions imported automatically
Choose Tesoren if…
- You want to track net worth and investments, not every coffee
- You'd rather not pay a monthly subscription for a net worth view
- You're tired of fixing broken connections
- You hold property, crypto or accounts in other currencies
How to switch from Copilot to Tesoren
Add your accounts in Tesoren with their current values, or export balances to a spreadsheet and upload it under Settings → Import data (date, account and value columns; currency and category optional).
Frequently asked questions
Is Tesoren a budgeting app like Copilot?
No. Tesoren tracks net worth across every asset and currency. It doesn't import transactions or manage budgets.
How much does Tesoren cost compared with Copilot?
Copilot costs $13/month. Tesoren is free at the time of writing.
Does Tesoren break when my bank changes something?
No. Tesoren doesn't connect to banks; you enter balances yourself, so there are no connections to fail.
Can Tesoren track investments in detail?
Tesoren tracks each investment account's value over time, with charts per account, by asset type and month by month. It doesn't track individual holdings or trades.
More comparisons
This comparison is based on publicly available information and reports from users as of November 2026. Prices and features change, so check Copilot's website for current details. Copilot is a trademark of its owner; Tesoren isn't affiliated with or endorsed by it. Spotted something out of date? Email support@tesoren.com and we'll fix it.